Golden Child Endowment Assurance Policy
Sum assured
Rs 2 L
Premium / yr
Rs 10,000
Term
5–25 yrs
Entry age
18–55
About this plan
The Golden Child Endowment Assurance Policy is a specially designed life insurance plan by Sun Nepal Life Insurance that helps parents build a secure financial future for their children. Combining long-term savings and life protection, this policy ensures that your child’s life goals whether education, marriage, or career are financially supported, even in your absence.
What's included
Key highlights
- Multiple benefits on death of both proposer and child
- Death+Maturity benefits
- Optional riders to enhance protection
Features
- Minimum Sum Assured : 200,000
- Minimum Age at Entry : 31 days for child and 18 years for proposer
- Maximum Age at Entry : 17 years for child and 55 years for proposer
- Maximum Age at Maturity : 25 years for child, 65 years for proposer
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- 10 – 20 years
- Sum assured
- From Rs 2,00,000
- Premium modes
- Yearly, Half-yearly, Quarterly, Monthly
Benefits payout
- Death benefit
- 150% of Basic Sum Assured plus bonuses
- Maturity benefit
- Basic Sum Assured + Enhanced Sum Assured at Maturity + bonuses
Declared bonus
Rs 30–65 / 1,000
FY 2081/82
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Sun Medicare
Emergency medical fixed-payout rider
ADB/PTD/PWB
Accidental Death Benefit / Permanent Total Disability / Premium Waiver benefits
Critical Illness
Lump sum on diagnosis of specified critical illnesses
Funeral Expense
Lump sum funeral expense benefit
Loan & liquidity
- Policy loan
- Available
- Surrender allowed
- After 3 years
- Paid-up value
- Yes
- Partial withdrawal
- No
What's not covered
- Suicide within waiting period
- War and civil commotion
- Pre-existing conditions (unless disclosed and accepted)
Other plans from Sun Nepal Life Insurance
Premium / yr
Rs 10,000