Jeevan Surakshya
Endowment
About this plan
A traditional endowment life insurance plan offered by Rastriya Jeewan Beema. Provides sum assured plus bonuses on death and maturity.
What's included
Key highlights
- Traditional endowment life plan
- Death and maturity benefits
- Participates in declared bonuses
Features
- Death and maturity benefits (Sum Assured + bonuses)
- Participating (profit) endowment plan — eligible for declared bonuses
- Policy loan facility available
- Surrender value after specified waiting years
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10 – 35 years
- Sum assured
- Rs 50,000 – Rs 1,00,00,000
- Premium modes
- Yearly, Half-yearly, Quarterly, Monthly
Benefits payout
- Death benefit
- Sum Assured + Bonus(es)
- Maturity benefit
- Sum Assured + Bonus(es)
- Accidental benefit
- Additional benefit as per rider if opted
Declared bonus
Rs 50 / 1,000
FY 2083/84
Reversionary bonus rate declared for the latest fiscal year. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Loan & liquidity
- Policy loan
- Available
- Surrender allowed
- After 3 years
- Paid-up value
- Yes
- Partial withdrawal
- No
What's not covered
- Suicide clause within initial period
- War, nuclear perils and civil commotion
- Pre-existing conditions subject to waiting period
- Fraudulent claims
Other plans from Rastriya Jeevan Beema Company
Premium / yr
Rs 1,000