This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A renewable term life insurance plan offering straightforward, cost-effective protection for a specified policy term. It is a non-participating (no bonuses) pure term plan that pays the sum assured on death during the policy term.
What's included
Key highlights
- किफायती संरक्षित जीवन कवरेज
- सरल र बुझ्न सजिलो योजना
- लक्षित अवधिको लागि परिवार सुरक्षा
- प्रति वर्ष भुक्तानी मोड
Features
- नीतिगत अवधि ५–२५ वर्षसम्म छनोट गर्न सकिन्छ
- प्रवेश उमेर १८–६५ वर्ष
- परिपक्वता लाभ छैन (pure term) — योजना अवधिमा बाँच्दा भुक्तानी हुँदैन
- प्रति वर्ष (वार्षिक) प्रीमियम भुक्तानी मोड
- मृत्यु लाभ: पालिसी अवधिमा मृत्यु हुँदा पूर्ण बीमाङ्क भुक्तानी
- राइडर विकल्पहरू
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
This plan states: Full Sum Assured payable if death occurs during policy term
If the policy runs to maturity
This plan states: No maturity benefit (pure term)
Optional riders
सन मेडिकेयर
आपतकालीन चिकित्सा राइडर
घातक रोग लाभ
ऐच्छिक घातक रोग राइडर
अन्त्येष्टि खर्च लाभ
ऐच्छिक अन्त्येष्टि खर्च राइडर
Sun Medicare
Emergency medical rider
Critical Illness Benefit
Optional critical illness rider
Funeral Expense Benefit
Optional funeral expense rider
Loan & liquidity
- Policy loan
- Not available
What's not covered
- Suicide within specified waiting period as per policy terms
- War, civil commotion and related events
- Pre-existing conditions not disclosed at proposal
Premium
Quote on request