TermPopular

Sum assured

Rs 2.50 L

Premium / yr

On request

Term

5–25 yrs

Entry age

18–65

About this plan

A renewable term life insurance plan offering straightforward, cost-effective protection for a specified policy term. It is a non-participating (no bonuses) pure term plan that pays the sum assured on death during the policy term.

What's included

Key highlights

  • किफायती संरक्षित जीवन कवरेज
  • सरल र बुझ्न सजिलो योजना
  • लक्षित अवधिको लागि परिवार सुरक्षा
  • प्रति वर्ष भुक्तानी मोड

Features

  • नीतिगत अवधि ५–२५ वर्षसम्म छनोट गर्न सकिन्छ
  • प्रवेश उमेर १८–६५ वर्ष
  • परिपक्वता लाभ छैन (pure term) — योजना अवधिमा बाँच्दा भुक्तानी हुँदैन
  • प्रति वर्ष (वार्षिक) प्रीमियम भुक्तानी मोड
  • मृत्यु लाभ: पालिसी अवधिमा मृत्यु हुँदा पूर्ण बीमाङ्क भुक्तानी
  • राइडर विकल्पहरू

Eligibility & term

Entry age
18 – 65 years
Policy term
5 – 25 years
Sum assured
From Rs 2,50,000
Premium modes
Yearly

Benefits payout

Death benefit
Full Sum Assured payable if death occurs during policy term
Maturity benefit
No maturity benefit (pure term)

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)
  • Sun Medicare

    Emergency medical rider offering fixed payouts based on hospitalization days.

  • Critical Illness

    Pays lump sum on diagnosis of covered critical illnesses (rider details per policy brochure).

  • Funeral Expense

    Lump sum to cover funeral expenses on death of the insured.

Loan & liquidity

Policy loan
Not available
Paid-up value
No

What's not covered

  • Suicide within specified waiting period as per policy terms
  • War, civil commotion and related events
  • Pre-existing conditions not disclosed at proposal

Other plans from सन नेपाल लाइफ इन्स्योरेन्स

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