Whole lifePopular

Sum assured

Rs 1 L

Premium / yr

On request

Term

5–52 yrs

Entry age

18–65

About this plan

An endowment-cum-whole-life assurance combining savings with lifelong protection. Provides maturity benefit (sum assured + vested bonuses) and life cover up to age 100, with optional riders such as accidental death and critical illness.

What's included

Key highlights

  • सावधिक + आजीवन संयोजन
  • न्यूनतम बीमांक रु.100,000
  • अधिकतम बीमां अवधि 52 वर्ष

Features

  • दोहोरो सुरक्षा: परिपक्वतामा बीमाङ्क र आजीवन कभर
  • गारान्टेड परिपक्वता लाभ: परिपक्वतामा पूर्ण बीमांक र बोनस
  • नियत गरिएको आजीवन कवरेज – उमेर 100 सम्म
  • वैकल्पिक राइडर उपलब्ध
  • प्रीमियम भुक्तानी अवधिमा मृत्युमा पूर्ण बीमांक + बोनस भुक्तानी

Eligibility & term

Entry age
18 – 65 years
Policy term
5 – 52 years
Sum assured
From Rs 1,00,000
Premium modes
Yearly, Half-yearly, Quarterly, Monthly

Benefits payout

Death benefit
Full Sum Assured + Vested Bonus during premium paying term; Full Sum Assured after premium paying term
Maturity benefit
Full Sum Assured + Accrued Bonuses

Declared bonus

Rs 30–65 / 1,000

FY 2081/82

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)
  • Accidental Death Benefit (ADB/PTD/PWB)

    Provides additional sum assured on accidental death or permanent total disability (available at extra premium).

  • Critical Illness Benefit (CI)

    Pays benefit on diagnosis of specified critical illnesses (subject to terms and additional premium).

  • Funeral Expenses

    Pays a fixed funeral expense benefit on death (as a rider at extra premium).

  • Sun Medicare

    Emergency medical rider providing fixed payouts for hospitalization days (available as a rider).

Loan & liquidity

Paid-up value
Yes
Partial withdrawal
No

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