Couple

Sum assured

Rs 10,000

Premium / yr

On request

Term

2–5 yrs

Entry age

22–65

About this plan

Joint term life assurance for husband and wife under a single policy (term 2–5 years). On death of either life, the full sum assured plus 10% as funeral expenses is paid. Accidental total permanent disability pays full sum assured in 120 monthly instalments. No maturity benefit.

What's included

Key highlights

  • सम्पूर्ण जीवन सुरक्षा (दुवै भागीदार)
  • छोटो अवधिको म्यादी जीवन बीमा (2–5 वर्ष)
  • अन्त्येष्टि १०% सहित मृत्यु लाभ

Features

  • पति/पत्नी दुवैलाई एउटै योजनामा सुरक्षा
  • अवधि: 2–5 वर्ष
  • मृत्युमा पूर्ण बीमित रकम + 10% अन्त्येष्टि खर्च
  • आकस्मिक पूर्ण स्थायी अपाङ्गतामा बीमित रकम 120 मासिक किस्तामा भुक्तानी
  • परिपक्वता लाभ छैन
  • प्रीमियम एकपटक (Single payment)

Eligibility & term

Entry age
22 – 65 years
Policy term
2 – 5 years
Sum assured
Rs 10,000 – Rs 3,00,000
Premium modes
single_payment

Benefits payout

Death benefit
Full Sum Assured + 10% of Sum Assured as funeral expenses
Maturity benefit
No maturity benefit

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

Loan & liquidity

Policy loan
Not available
Paid-up value
No
Partial withdrawal
No

What's not covered

  • Suicide (within waiting period as per company rules)
  • War/terrorism/armed conflict
  • Pre-existing conditions unless specifically accepted

Other plans from सन नेपाल लाइफ इन्स्योरेन्स

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