Golden Child Endowment Assurance Policy

The Golden Child Endowment Assurance Policy is a specially designed life insurance plan by Sun Nepal Life Insurance that helps parents build a secure financial future for their children. Combining long-term savings and life protection, this policy ensures that your child’s life goals whether education, marriage, or career are financially supported, even in your absence.

Entry age

18 – 55 years

Policy term

10 – 20 years

Sum assured

From Rs 2,00,000

Premium modes

Yearly, Half-yearly, Quarterly, Monthly

Death benefit

150% of Basic Sum Assured plus bonuses

Maturity benefit

Basic Sum Assured + Enhanced Sum Assured at Maturity + bonuses

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

• Sun Medicare

  Emergency medical fixed-payout rider

• ADB/PTD/PWB

  Accidental Death Benefit / Permanent Total Disability / Premium Waiver benefits

• Critical Illness

  Lump sum on diagnosis of specified critical illnesses

• Funeral Expense

  Lump sum funeral expense benefit

Policy loan

Available

Surrender allowed

After 3 years

Paid-up value

Yes

Partial withdrawal

No

• Suicide within waiting period
• War and civil commotion
• Pre-existing conditions (unless disclosed and accepted)