Dhananjaya Yearly Moneyback Endowment

The Dhananjaya Yearly Moneyback Endowment provides annual moneyback payments and life cover. It pays 5% of the Sum Assured each policy anniversary, and on death during the policy term the nominee receives the full Sum Assured plus vested bonus.

Entry age

18 – 65 years

Policy term

5 – 20 years

Sum assured

From Rs 1,00,000

Premium modes

Monthly, Quarterly, Half-yearly, Yearly

Death benefit

Full Sum Assured + Vested Bonus

Maturity benefit

Remaining Sum Assured + Vested Bonus

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

• Sun Medicare

  Emergency medical rider with fixed payouts for hospitalization days.

• ADB

  Accidental death benefit rider.

• PTD

  Permanent total disability rider.

• Critical Illness

  Critical illness rider providing lump-sum on diagnosis of covered illnesses.

• Funeral Expense

  Rider to cover funeral expenses.

Paid-up value

Yes

Partial withdrawal

No

• Suicide within waiting period (per company terms)
• War and allied perils
• Undisclosed pre-existing conditions