Money-back + Whole Life
Entry Age
18–65
Min Sum Assured
रु.200,000
Survival Benefit
SA को 5% वार्षिक
Coverage
रु. 2 लाख (NPR 2 Lakh)
NPR
Description
A participating whole-life cum money-back plan. The policy pays 5% of the Basic Sum Assured annually from the 2nd year until maturity. After maturity the life risk remains covered for life and there is an option to surrender the policy for liquidity.
Features
- सम्पूर्ण जीवन/ मनी-ब्याक योजना
- दोस्रो वर्षदेखि म्याच्युरिटी सम्म वार्षिक रुपमा बीमाङ्क को ५% भुक्तानी
- परिपक्वतापछि पनि जीवन-कभरेज कायम
- लोन उपलब्ध — अधिकतम ९०% सर्नेन्डर भ्यालु
- समर्पण मूल्य पोलिसी अवधि (विस्तारित जीवन कभर अवधि) को समयमा/पछि उपलब्ध हुन्छ।
- एकल प्रिमियमका लागि विशेष मृत्युदाबी नियमहरू
Highlights
- प्रति वर्ष SA को ५% जीवित भुक्तानी
- परिपक्वतापछि सम्पूर्ण जीवन कभरेज
- न्यूनतम बीमा रकम रु. २००,०००
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)- It can be taken with payment of additional premium per thousand. In case of death due to accident, additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less is payable to the beneficiary of assured.
ADB + Permanent Total Disability (PTD) + Premium Waiver Benefit (PWB)-Total coverage amount under this benefits will be equal to basic sum assured or Maximum Rs. 100,00,000/- whichever is less.
Critical Illness Benefit-If the life assured is diagnosed with specific illness defined under this plan during the policy term, lump sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.
Bonus Rate (per Rs. 1,000)
15-19 yrsRs. 55
10-14 yrsRs. 50
20+ yrsRs. 60
5-9 yrsRs. 48
Eligibility
Age18 - 65 years
Policy Term५ वर्षदेखि २० वर्षसम्म