A term life insurance plan providing life cover for a specified period. Pays the basic sum assured on death; no maturity benefit. Offers high coverage at affordable premium and optional riders.
What's included
Key highlights
- मृत्यु लाभमा आधारभूत बीमाङ्क
- न्यूनतम बीमाङ्क रु. 5,00,000
- राइडर: ADB / PTD / PWB उपलब्ध
- उच्च कभरेजमा किफायती प्रिमियम दरहरू
Features
- नियत अवधि भित्र मृत्यु हुने अवस्थामा आधारभूत बीमाङ्क तिरेको हुन्छ
- परिपक्वता लाभ छैन
- राइडरहरु उपलब्ध: Accidental Death Benefit (ADB), Permanent Total Disability (PTD), Premium Waiver Benefit (PWB)
- नीतिअवधि 1–35 वर्ष (अधिकतम परिपक्वता उमेर 60 वर्ष)
- सरेन्डर भ्याल्यू र ऋण उपलब्ध छैन
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for life insurance plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured on the maturity date.
Typical for life insurance plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for life insurance plans — confirm the exact terms in the brochure.
Optional riders
दुर्घटना मृत्यु लाभ
ऐच्छिक ADB राइडर।
स्थायी पूर्ण अशक्तता लाभ
ऐच्छिक दुर्घटनाजन्य PTD राइडर।
बीमाशुल्क छुट लाभ
ऐच्छिक दुर्घटनाजन्य बीमाशुल्क छुट राइडर।
Accidental Death Benefit
Optional ADB rider.
Permanent Total Disability Benefit
Optional accidental PTD rider.
Premium Waiver Benefit
Optional accidental premium waiver rider.
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request