26.9% market share100.0% claims settledEst. 2001
A group life insurance plan enabling employers to provide life cover to employees at low premiums. Coverage is provided up to normal retirement date
What's included
Key highlights
- कम प्रिमियममा समूह जीवन बीमा
- ४५ वर्षसम्म मेडिकल नलाग्ने
- बीमाङ्क रु.५०,०००–३,५०,०००
Features
- नियोक्ता मार्फत कर्मचारीलाई जीवन बीमा सुविधा
- ४५ वर्षसम्म स्वास्थ्य परीक्षण आवश्यक छैन
- कम्तिमा ५० जनाको समूह आवश्यक
- नियोक्ताले कम्तीमा ५०% प्रिमियम योगदान गर्नुपर्ने
Terms and conditions
- Minimum group size 50 employees
- Employer must contribute at least 50% of premium
- At introduction, minimum 75% of confirmed employees must join
- Mandatory joining for subsequently recruited employees
- Plan variations possible depending on group size/composition
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for life insurance plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured on the maturity date.
Typical for life insurance plans — confirm the exact terms in the brochure.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request