Gramin Sawadhik Jeevan Beema Yojana
Endowment
About this plan
A micro endowment (with profit) plan designed for rural and low-income customers offering savings and protection at low premium rates.
What's included
Key highlights
- कम प्रिमियममा ग्रामीण सुरक्षाका लागि माइक्रो इन्डोवमेण्ट
- प्रवेश उमेर 18–60, न्यूनतम बीमांक रु.10,000
- पॉलिसी लोन: सरेण्डर भ्याल्यूको 90% सम्म
Features
- प्रवेश उमेर: 18 वर्षदेखि 60 वर्षसम्म
- न्यूनतम बीमांक (Sum Assured): रु. 10,000
- अधिकतम बीमांक: रु. 3,00,000
- लोन उपलब्ध: पेड–अप/सरेण्डर वैल्यू प्राप्त भएपछि; अधिकतम 90% सरेण्डर भ्याल्यू
- बुनियादी लाभ (परिपक्वता र मृत्यु लाभ दुवै उपलब्ध छन्)
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 5 years to 49 years
Declared bonus
Term-wise Breakdown
FY 2082/83
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-10 | Rs. 60 |
| 11-15 | Rs. 60 |
| 16-20 | Rs. 60 |
| 21-25 | Rs. 70 |
| 26-30 | Rs. 82 |
| 30 and above | Rs. 82 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Still have a question?
Send it to an advisor and read the reply in your dashboard.
Other plans from नेपाल लाइफ इन्स्योरेन्स
Premium
Quote on request