With‑Profits
Entry Age
18–65
Three survival benefit options
75/80/85 years
Paid‑up / Loan
After 3 yrs
Coverage
रु. 25,000 रु.
NPR
Description
Anmol Jeevan Beema Yojana is a participating (with-profits) endowment cum whole-life plan providing annual simple reversionary bonuses, maturity benefit and continued death cover/survival benefit options after maturity.
Features
- भाग लिने (with‑profits) सावधिक योजना - वार्षिक बोनस
- न्यूनतम बीमाशुल्क रकम: रु. २५,०००
- प्रिमियम भुक्तानी मोड: मासिक, त्रैमासिक, अर्धवार्षिक र वार्षिक
- परिपक्वतापछि तीन विकल्प: उमेर ७५ मा ६०% बीमाङ्क , ८० मा ८०% बीमाङ्क , ८५ मा १००% बीमाङ्क
- सरेण्डर, पेड‑अप र लोन: केवल ३ पूरा वर्ष र ३ वार्षिक प्रिमियम भुक्तानीपछि उपलब्ध
- राइडरहरू उपलब्ध: आकस्मिक मृत्यु (ADB), ADB+TPD+प्रीमियम वेभर, क्रिटिकल इल्यनेस राइडर
Highlights
- वार्षिक बोनस (with‑profits)
- परिपक्वतापछि जीवन लाभका तीन विकल्प (७५/८०/८५ वर्ष)
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB) Only: This is a rider benefit which offers protection on occurrence of death of the policyholder due to accident. It can be taken with payment of additional Rs. 1 per thousand. In case of death due to accident, additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less is payable to the beneficiary of assured.
Accidental Death Benefit, Accidental Total Permanent Disability, Premium Waiver Benefit – ADB, TPD & PWB: This is a rider benefit which offers protection on occurrence of death or disability of the policyholder due to accident. This rider is to be offered as a package along with premium waiver rider. It can be taken with payment of an additional Rs. 2 per thousand. Total coverage amount under these benefits will be equal to basic sum assured or Maximum Rs. 100, 00,000/- whichever is less.
3. Critical Illness Benefit: This is a Rider benefit. If the life assured is diagnosed with specific illness defined under this plan during the policy term, lump sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.
Eligibility
Age18 - 65 years
Policy Term५ वर्षदेखि ५० वर्ष (अधिकतम उमेर अनुसार)