In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. Retirement annuity plan providing regular lifetime income in exchange for a single premium payment.
परिपक्वता अनुमान
अनुमानित परिपक्वता रकम
—
Declared bonus
Rs 60–85
per Rs 1,000 sum assured, per year · declared FY 2081/82
Recent years
- FY 2081/82
- Rs 60–85/ 1,000
- FY 2080/81
- Rs 63–85/ 1,000
- FY 2078/79
- Rs 63–85/ 1,000
- FY 2077/78
- Rs 63–85/ 1,000
* Company-wide declared range — the plan's own term bands were not published that year.
Source: नेशनल लाइफ इन्स्योरेन्स declaration for FY 2081/82
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
What's included
Key highlights
- आजीवन पेंशन
- एकल प्रिमियम
- विविध भुक्तानी विकल्प
Features
- नियमित आय (एन्युटी) सुनिश्चित
- आजीवन पेंशन भुक्तानी विकल्पहरू
- विभिन्न पाउँट (payout) विकल्प उपलब्ध
- राष्ट्रिय लाइफ इन्स्योरेन्सद्वारा समर्थित
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for life insurance plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date on the maturity date.
Typical for life insurance plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Premium
Quote on request