Dirghayu Bachat Laghu Beema Yojana

Accidental Benefit Rider: ABR provides medical/treatment expense reimbursement in the event of an injury due to accident and a life cover protection in the event of death due to an accident of the life assured.

Accidental Death Benefit: During the policy term, on death of the life assured due to an accident (ie due to external cause), rider sum assured is payable to the nominee/beneficiary. The policy terminates upon such payments.

Accidental Total and Permanent Disability Benefit Rider: In the event of total and permanent disability of the life assured due to any cause, within six months of the date of the accident, following benefits will be paid to the policyholder: Loss of both hands/ both feet – 100% of Sum Assured Complete and irrecoverable loss of sight in both eyes – 100% of Sum Assured Loss of one hand or one foot together with complete and irrecoverable loss of sight in one eye – 100% of Sum Assured Loss of one hand/foot – 50% of Sum Assured Complete and irrecoverable loss of hearing in both ears – 50% of Sum Assured Complete and irrecoverable loss of sight in one eye – 50% of Sum Assured