Samriddhi Kawach Micro Term Life
Term
Sum assured
Rs 25,000
Premium / yr
On request
Term
1–15 yrs
Entry age
18–60
About this plan
Samriddhi Kawach Micro Term Life is a non-linked, non-participating individual term insurance plan designed to provide financial protection, especially for individuals without formal life coverage.
What's included
Key highlights
- कम प्रिमियममा माइक्रो टर्म सुरक्षा
- रु.25,000 देखि रु.500,000 सम्म बीमाङ्क
- प्रवेश आयु १८–६०
- अवधि १–१५ वर्ष
- नन-पार्टिसिपेटिङ योजना (बोनस नहुने)
Features
- न्यूनतम बीमाङ्क रु. २५,०००, अधिकतम रु. ५००,०००
- प्रवेश आयु १८–६० वर्ष
- पॉलिसी अवधिः १–१५ वर्ष
- अधिकतम परिपक्वता आयु ६५ वर्ष
- नन-पार्टिसिपेटिङ (बोनस छैन)
- मृत्यु बिमा: नॉमिनीलाई सम्पूर्ण बीमाङ्क भुक्तानी
- म्याच्युरिटी/सर्फाइभल लाभ छैन
- वैकल्पिक राइडर: आकस्मिक अपाङ्गता राइडर
- सहज डिजिटल खरिद र दाबी प्रक्रिया
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 1 – 15 years
- Sum assured
- Rs 25,000 – Rs 5,00,000
- Premium modes
- Yearly, Half-yearly
Benefits payout
- Death benefit
- Sum Assured payable to nominee/legal heir
- Maturity benefit
- None
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Disability Rider
Optional rider providing benefits in case of accidental disability per rider terms
Loan & liquidity
- Policy loan
- Not available
What's not covered
- Suicide within waiting period as per policy terms
- War, civil commotion, criminal acts
- Pre-existing conditions (as defined in policy)
Other plans from लिबर्टी माइक्रो जीवन बीमा
Premium
Quote on request