HimalayanLife Pension Plan is a pension product that provides income security after active working life. At maturity you receive Basic Sum Assured plus vested bonus with an option to convert into an immediate annuity (pension).
What's included
Key highlights
- पेन्सनका लागि दीर्घकालीन सुरक्षा
- नीयमित प्रिमियम भुक्तानी विकल्प
- विभिन्न राइडर उपलब्ध
Features
- आयु सीमा: प्रवेश 18 देखि 65 वर्ष
- न्यूनतम बीमांक रु. 25,000, अधिकतम असिमित
- नीतिको अवधी 10–54 वर्ष
- प्रिमियम भुक्तानी अवधि नीतिसँग समान
- परिपक्वतामा अनिवार्य आधारभूत बीमांक र बोनस
- परिशिष्ट राइडर: आकस्मिक मृत्यु, स्थायी अपाङ्गता/प्रिमियम वाइवर, क्रिटिकल इल्यनेस, पर्सनल एक्सीडेन्ट
Terms and conditions
- 1)Benefits at the time of Maturity:
- Basic Sum Assured plus Vested Bonus with option to convert into immediate annuity (Pension) Plan
- 2)Death before maturity:
- Basic Sum Assured plus Vested Bonus
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for life insurance plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured on the maturity date.
Typical for life insurance plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for life insurance plans — confirm the exact terms in the brochure.
Optional riders
दुर्घटना मृत्यु लाभ
दुर्घटना मृत्यु लाभ
स्थायी पूर्ण अशक्तता लाभ
स्थायी पूर्ण अशक्तता तथा बीमाशुल्क छुट लाभ
बीमाशुल्क छुट लाभ
बीमाशुल्क छुट लाभ
घातक रोग लाभ
ऐच्छिक घातक रोग राइडर
व्यक्तिगत दुर्घटना लाभ
व्यक्तिगत दुर्घटना तथा चिकित्सा खर्चसहित अशक्तता लाभ
Accidental Death Benefit
Accidental death benefit
Permanent Total Disability Benefit
Total permanent disability and premium waiver benefit
Premium Waiver Benefit
Premium waiver benefit
Critical Illness Benefit
Optional critical illness rider
Personal Accident Benefit
Personal accident and disability benefit with medical expenses
Premium
Quote on request