गारन्टी बोनस

गारन्टी बोनस

रु.40/1000 (Single) / रु.60/1000 (Regular)

क्रिटिकल इल्यनेस कभर

रु.2,500,000

न्यूनतम बीमाङ्क

रु.100,000

Coverage

रु. 1 लाख (NPR 1 Lakh)

Based on Source of Income

Description

Participating endowment life plan offering guaranteed bonus plus loyalty additions at maturity. Supports single or regular premium payment options. Riders available for accidental death, TPD/Premium waiver, critical illness and personal accident with medical cover.

Features
  • गारन्टी बोनस: सिंगलमा रु.40/1000, नियमितमा रु.60/1000
  • सिंगल वा 6/8 वर्ष प्रिमियम भुक्तानी अवधिहरू
  • मृत्यु लाभमा समयअनुसार उच्च प्रतिशत (पहिला २ वर्षBase, वर्ष 3–5 वृद्धि, 5 वर्षपछि बढी)
  • पर्सनल एक्सिडेन्ट र मेडिकल खर्च कभर (रु.50 लाख सम्म)
Highlights
  • न्यूनतम बीमित रु.100,000
  • पक्वता उमेर: अधिकतम 75 वर्ष
  • ग्यारेन्टी गरिएको बोनस र विशेष थपहरू
Life Insurance Details

Available Riders

Accidental Death Benefit (ADB)
Total Permanent Disability & Premium Waiver (TPD/PW)
Critical Illness Cover (up to NPR 2,500,000)
Personal accident and disabilities with medical expenses (up to NPR 5,000,000)

Bonus Rate (per Rs. 1,000)

Single 12 yrs (guaranteed+loyalty) yrsRs. 55
Single 15 yrs (guaranteed+loyalty) yrsRs. 70
Regular (guaranteed per 1000) yrsRs. 60
Eligibility
Age18 - 60 years
Policy Term१२–१५ वर्ष