HimalayanLife Saral Jeewan Beema

What's included

हिमालयन लाइफ इन्स्योरेन्स’s page for this plan

What happens in each case

Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.

1. If the insured passes away during the term

   The nominee receives the sum assured, and the policy ends.

   Typical for endowment plans — confirm the exact terms in the brochure.

2. If the policy runs to maturity

   You receive the sum assured as a lump sum on the maturity date.

   Typical for endowment plans — confirm the exact terms in the brochure.

3. If death is caused by an accident

   With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.

   Typical for endowment plans — confirm the exact terms in the brochure.

Optional riders

• दुर्घटना मृत्यु लाभ

  दुर्घटना मृत्यु लाभ

• स्थायी पूर्ण अशक्तता लाभ

  स्थायी पूर्ण अशक्तता लाभ

• बीमाशुल्क छुट लाभ

  बीमाशुल्क छुट लाभ

• घातक रोग लाभ

  ऐच्छिक घातक रोग राइडर

• व्यक्तिगत दुर्घटना लाभ

  व्यक्तिगत दुर्घटना तथा चिकित्सा खर्चसहित अशक्तता लाभ

• Accidental Death Benefit

  Accidental death benefit

• Permanent Total Disability Benefit

  Total permanent disability benefit

• Premium Waiver Benefit

  Premium waiver benefit

• Critical Illness Benefit

  Optional critical illness rider

• Personal Accident Benefit

  Personal accident and disability benefit with medical expenses