Money Back
Annual Payout
2.5% of Sum assured
Minimum Sum assured
NPR 200,000
Entry Age
18–54 yrs
Coverage
रु. 2 लाख (NPR 2 Lakh)
Based on Source of Income
Description
Women-focused long-term life insurance offering annual money-back of 2.5% of Sum Assured, maturity benefit of 60% SA plus bonus, and death benefit of SA plus bonus. Policy term, premium frequency and sum assured are flexible.
Features
- प्रिमियम भुक्तानी अवधि बीमा अवधि बराबर
- न्यूनतम बीमित रकम रु. 200,000
- प्रवेश उमेर: 18–54 वर्ष
- पॉलिसी अवधि: 16–25 वर्ष
- प्रत्येक वार्षिकोत्सवपछि प्रथम वर्षावधि पूर्ण भएपछि वार्षिक 2.5% बीमित रकम फिर्ता
- म्याच्युरिटी लाभ: 60% बीमित रकम + बोनस
- मृत्यु लाभ: बीमित रकम + बोनस
- पूरक राइडरहरू: Accidental Death Benefit (ADB), Total Permanent Disability & Premium Waiver (TPD/PW), Critical Illness (वैकल्पिक), Personal Accident (वैकल्पिक)
- ADB/TPD/PW अधिकतम: बेसिक SA वा रु. 10,000,000 मध्ये जुन सानो
Highlights
- वार्षिक २.५% फिर्ता
- परिपक्वता: ६०% बीमित रकम + बोनस
- न्यूनतम बीमित रकम रु. २००,०००
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)/Total Permanent Disability & Premium Waiver (TPD/PW)-Equal to basic sum assured or maximum NPR. 10,000,000 whichever is lower
Critical Illness (CI) - optional-The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
Personal Accident (PA) - optional-The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
Eligibility
Age18 - 54 years
Policy Term१६–२५ वर्ष