Insurance plan to protect crops from natural disasters and disease.
What's included
Key highlights
- बाली सुरक्षा
- प्रकोप कभर
- सजिलो
Features
- बाली क्षति कभर
- प्राकृतिक प्रकोप
- रोग कभर
- सजिलो दावी
Pros & cons
Pros
- Covers both natural disasters and disease
- Simple claim process
- Reasonable premium for the coverage
Cons
- Limited coverage (Rs 1.8 lakh)
- Seasonal only
- Fewer branches in rural areas
- No livestock add-on
What affects your premium
- Crop type
- Land area
- Season
- Location risk
How to claim
- 1Report damage to branch
- 2Assessment by surveyor
- 3Documentation submission
- 4Settlement
Best for
Small-scale crop farmersBudget crop insuranceDisaster protection
What's not covered
- Neglect/mismanagement
- Pre-existing crop disease
- Intentional damage
Premium
Quote on request