Agriculture Insurance

Sum assured

Rs 1.80 L

Premium / yr

Rs 2,800

Term

Per season

Entry age

About this plan

Insurance plan to protect crops from natural disasters and disease.

What's included

Key highlights

  • बाली सुरक्षा
  • प्रकोप कभर
  • सजिलो

Features

  • बाली क्षति कभर
  • प्राकृतिक प्रकोप
  • रोग कभर
  • सजिलो दावी

Eligibility & term

Policy term
Per season

Pros & cons

Pros

  • Covers both natural disasters and disease
  • Simple claim process
  • Reasonable premium for the coverage

Cons

  • Limited coverage (Rs 1.8 lakh)
  • Seasonal only
  • Fewer branches in rural areas
  • No livestock add-on

What affects your premium

  • Crop type
  • Land area
  • Season
  • Location risk

How to claim

  1. 1Report damage to branch
  2. 2Assessment by surveyor
  3. 3Documentation submission
  4. 4Settlement

Best for

Small-scale crop farmersBudget crop insuranceDisaster protection

What's not covered

  • Neglect/mismanagement
  • Pre-existing crop disease
  • Intentional damage

Other plans from हिमालयन एभरेस्ट इन्स्योरेन्स

Premium / yr

Rs 2,800

Get quote