बचत र जीवन सुरक्षा
प्रवेश आयु
18 वर्ष
न्यूनतम प्रिमियम
रु. 12,000/वर्ष
लॉयल्टी बोनस
ग्यारेन्टीड 3% (औसत खाता मूल्य)
Coverage
रु. 1.2 लाख (NPR 1.2 Lakh)
Description
A universal life insurance plan that helps save and accumulate funds for the future while providing life cover for the policyholder.
Features
- यूनिभर्सल लाइफ बीमा — जीवनभर कभरेज जबसम्म प्रिमियम तिर्नुहुन्छ
- बचत तथा जमानी (Account Value) निर्माण गर्ने सुविधा
- न्यूनतम नियमित प्रिमियम रु. 12,000; एकल प्रिमियम न्यूनतम रु. 30,000
- न्यूनतम समअशोर्ड: नियमित रु. 120,000; एकल रु. 37,500
- पोलिसी लोन सम्भव — सरेण्डर भ्यालुको अधिकतम ९०% सम्म
- सरेण्डर भ्यालु शर्त: नियमित मोडमा ३ पूर्ण वर्ष भुक्तानीपछि उपलब्ध
- एसीडेन्टल डेथ (ADB), स्थायी पूर्ण अपाङ्गता (PTD) र स्थायी आंशिक अपाङ्गता (PPD) कभर समावेश
Highlights
- सिर्फ बचत मात्र होइन, धन वृद्धि गर्ने अवसर
- पोलिसी लोन: सरेण्डर भ्यालुको ९०% सम्म
- ADB / PTD / PPD कभर समावेश
Life Insurance Details
Available Riders
When injury results in loss of life of an insured within one hundred eighty-three (183) days from the date of the accident, the insurer will pay the lump sum of ADB Sum Assured, and Sum Assured or Account Value on date of death whichever is higher.
Permanent Total Disability (PTD) When, as the result of injury and commencing within three hundred and sixty-five (365) days from the date of accident, the insured is Totally and Permanently Disabled or has suffered from below mentioned losses the insurer shall pay the PTD Sum Assured, and Account value on date of accident.
ermanent Partial Disability (PPD): When, as the result of injury and commencing within the 120 days from the date of accident, the insured is Partially and Permanently Disabled the insurer will pay for the few mentioned losses
Eligibility
Age18 - 55 years
Policy Term१० - २० वर्ष