This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. This plan can be renewed up to age 64 years and is designed for groups with an employee-employer relationship.
What's included
Key highlights
- एक वर्षको टर्म योजना
- समूहका सबै सदस्यहरूलाई बीमा गर्ने
- पेशागत समुचायहरूको लागि विशेष रूपमा डिजाइन गरिएको
Features
- कर्मचारी-नियोजक सम्बन्ध भएका समूहका लागि उपलब्ध
- नवीकरण गर्न सकिने
- समूहका सबै सदस्यलाई कभर गर्ने
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
There is no maturity payout. The premium buys cover for the term, not savings.
Typical for term plans — confirm the exact terms in the brochure.
If death is caused by an accident
With the accidental death rider, an additional amount is paid on top of the sum assured. The rider is optional and carries its own premium.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
दुर्घटना मृत्यु लाभ
आधिकारिक उत्पादन पृष्ठमा छुट्टै राइडर निर्दिष्ट गरिएको छैन
Accidental Death Benefit
No separate rider is specified on the official product page
Loan & liquidity
- Policy loan
- Not available
Premium
Quote on request