Child Plan
Entry Age
0–17 वर्ष
मिनिमम बीमा रकम
रु.50,000
राइडर
उपलब्ध
Coverage
रु. 50,000 रु.
5000000
Description
A with-profits endowment assurance plan to help parents build a fund for a child's future expenses (education, rituals etc.). The child is the Life Assured and a parent is the Proposer.
Features
- बाल (Life Assured) र अभिभावक (Proposer) दुबै समावेश
- मृत्यु लाभ समेटिएको
- वेस्टेड बोनससहित म्याच्युरिटी लाभ
- विकल्पित राइडरहरू उपलब्ध (Term, PTD, Premium Waiver, MIB, CI, Funeral Expense)
- प्रोप्रोजरको मृत्युमा भविष्यका प्रिमियम माफ (Premium waiver)
Highlights
- बाल केन्द्रित सावधिक जीवन बीमा(नाफासहित)
- राइडर विकल्पहरू उपलब्ध
- संबन्धित जोखिम सुरु हुने स्पष्ट प्रावधान (बाल र अभिभावक)
Life Insurance Details
Available Riders
Term Rider-On death any cause of proposer during the policy term, sum assured under the basic plan will be payable.
Permanent Total Disability (PTD)-On happening of Permanent total disability of proposer due to the accident during the policy term, the sum assured under this rider will be payable subject to the terms and conditions of the policy.
Premium Waiver Benefit (PWB)-On Permanent Total Disability of the proposer due to an accident during the policy term, future premiums payable will be waived off.
Monthly Income Benefit Rider (MIB)-On permanent total disability of the proposer due to an accident during the term of the policy, 1% of Sum Assured will be payable monthly will be payable starting from the following month post the date of accident till the policy maturity date
Critical Illness (CI) Rider (Citizen Critical Care / Critical Care Plus)-On happening of one of the critical illnesses defined in the supplementary contract the critical illness sum assured as mentioned in the policy schedule will be payable.
Funeral Expenses Rider (FE)-On death of Proposer, 25% of sum assured subject to maximum of Rs. 50,000 will be paid to Life Assured for small additional premium.
Eligibility
Age21 - 60 years
Policy Term5 6 25 वर्ष