CML Micro Non-Par Endowment (Single)
Endowment
About this plan
Single premium micro endowment plan with a guaranteed addition of Rs.50 per Rs.1,000 of sum assured per year.. On death or maturity the sum assured plus accumulated guaranteed additions are paid as a lump sum.
What's included
Key highlights
- एकल भुक्तानी
- वार्षिक ग्यारेन्टी रु.५०/रु.१०००
- प्रवेश उमेर १८–६०
Features
- रु.१०,००० देखि रु.५,००,००० सम्म बीमित रकम
- वार्षिक ग्यारेन्टी जोड रु.५० प्रति रु.१००० (प्रति वर्ष)
- एकचोटि प्रिमियम भुक्तानी
- मृत्युमा बीमित रकम र जम्मा गरिएको ग्यारेन्टी जोड भुक्तानी
- परिपक्वतामा समग्र बीमित रकम र जम्मा गरिएको ग्यारेन्टी भुक्तानी
- कम्पनी नियम अनुसार पोलिसी ऋण / समर्पण मूल्य / चुक्ता मूल्य
- राइडर उपलब्ध
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 5 – 25 years
- Sum assured
- Rs 10,000 – Rs 5,00,000
- Premium modes
- Single
Benefits payout
- Death benefit
- Sum Assured + accumulated guaranteed addition (Rs.50 per Rs.1000 per year)
- Maturity benefit
- Sum Assured + accumulated guaranteed addition (Rs.50 per Rs.1000 per year)
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death Benefit
Additional benefit payable on accidental death (available as rider on payment of extra premium).
Total Permanent Disability
Rider providing benefit or waiver on total permanent disability (available on payment of extra premium).
Premium Waiver Benefit
Rider to waive future premiums on specified events (available on payment of extra premium).
Loan & liquidity
- Policy loan
- Available
- Paid-up value
- Yes
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